Pre-integrated Payment gateway

MISpay integration on ReservationHub

MISpay is a Riyadh-based buy now, pay later provider that lets shoppers in Saudi Arabia split purchases into four payments with no interest or late fees. Its operating company received a BNPL licence from the Saudi Central Bank (SAMA) in April 2026, after operating under a sandbox permit, and describes its service as Sharia-compliant.

About MISpay

MISpay is run by a Saudi finance company registered in Riyadh, which SAMA announced as licensed to carry out buy now, pay later activity in April 2026. The licence moved MISpay from SAMA's sandbox to full licensed status, and SAMA said it took the number of licensed finance companies in the Kingdom to 71. Trade press reported that MISpay had more than 1,000 merchant partners at the time (April 2026).

The core product splits a purchase into four interest-free payments, and MISpay says it charges no late fees. The service is described as fully Sharia-compliant and is available in Arabic and English. Shoppers manage their plans through the MISpay app for iOS and Android.

Merchants can add MISpay online or in store. Its developer documentation covers a direct API, a checkout widget, webhooks for transaction status, mobile SDKs and plugins for Salla, Zid, WooCommerce, Magento, OpenCart and Shopify, plus a merchant panel for refunds and settlements. For travel sellers, splitting the cost can make family holidays and Umrah packages easier to commit to at booking. MISpay decides which customers and purchases qualify. It fits agencies in Saudi Arabia.

What you can sell

Pay in 4 interest-free instalments
Sharia-compliant buy now, pay later
Instalment checkout for flights, hotels and packages
In-store BNPL for agency counters

How to connect MISpay

Open a merchant accountSign your merchant agreement with MISpay.
Plug in credentialsAdd your merchant credentials to ReservationHub; the gateway is already integrated.
Choose where it appliesUse it at checkout in your booking flows.
Go livePayments are processed in real time and recorded against the booking.

Who uses it

Umrah operatorsOffer pilgrims in Saudi Arabia the option to split package costs into four payments.

Leisure travel agencies in Saudi ArabiaShow MISpay at checkout so families can spread the cost of holidays without interest.

Online travel agenciesAdd a BNPL option next to card and mada payments on B2C booking sites for Saudi customers.

MISpay integration: FAQ

Does ReservationHub integrate with MISpay?

Yes. MISpay is pre-integrated and listed as MisPay on the ReservationHub partners page. You sign up with MISpay as a merchant, add your MISpay credentials to your ReservationHub account and choose where the instalment option appears at checkout.

Do I need my own merchant account with MISpay?

Yes. You sign a merchant agreement directly with MISpay, and that agreement sets your fees and settlement terms. You then add your merchant credentials to ReservationHub, where the integration is already built. ReservationHub does not provide the merchant account, and MISpay decides which customers qualify.

Is MISpay licensed by SAMA?

Yes. In April 2026 the Saudi Central Bank announced a licence for MISpay's operating company to carry out buy now, pay later activity. MISpay's website shows it as supervised by SAMA. It had earlier operated under a SAMA sandbox permit.

How does MISpay work for customers?

The customer chooses MISpay at checkout and splits the purchase into four payments. MISpay says there is no interest and no late fees, and customers manage their payments in the MISpay app. Check MISpay's terms for any purchase limits before promoting it on specific packages.

Sell MISpay content with the rest of your suppliers

Book a demo and we will show MISpay running alongside GDS, NDC, low-cost and hotel content in one platform.

Book a demo

Sources

Updated 4 November 2026. MISpay is a trademark of its owner; it is named here to describe a technical integration and does not imply endorsement.